Category: Education

Parents want to give their children the best possible chance to succeed. Sometimes, that means providing extra help when they need it. When it comes to learning math, the support options can feel overwhelming. Should you hire a tutor, or is a structured after-school program for math enrichment a better fit?

Both methods can be helpful, but their approaches are fundamentally different. Here are factors to consider when making the best choice for your child.

What Is Tutoring?

Tutoring refers to the additional academic or skills development support a student receives from a more experienced individual, usually a teacher or instructor, in a specific topic. The goal is to help students grasp and enjoy the subject matter better. The private tutoring market — mostly comprised of parents who can afford to hire tutors — was approximately $24.9 billion in 2021.

There are three types of tutoring formats — one-on-one, small group and learning center. An individualized approach is the most common, allowing the tutor to provide for a student’s specific needs and preferences. A small group has a few learners, ideal for children who prefer learning with their peers. Lastly, a learning center mimics a classroom environment, but the lack of personalization may weaken its benefits.

A high-impact tutoring program leads to significant learning gains but must not replace classroom experiences. These programs usually occur at schools, libraries, dedicated centers and private homes. Many platforms now offer online services, which broaden opportunities for students in rural areas.

Benefits of Math Tutoring

It’s common for kids to struggle with mathematics, and this method can help your child improve their skills and appreciate the subject better. Here are the advantages of tutoring.

Flexible Pacing

Individual tutoring allows students to learn at their own pace. The tutor can adjust the speed and teaching style accordingly if the student needs extra time to solve a problem or understand a concept. Tutors tailor lessons to the child’s strengths, weaknesses and learning style. Immediate and targeted feedback helps address specific gaps or misunderstandings.

Short-Term Academic Boost

Tutoring effectiveness is often measured by improved grades and student confidence. Virtual high-dosage tutoring — usually defined as one-on-one or small group sessions — has been found to boost academic performance in children. It’s an ideal solution if your child struggles with math but has an upcoming exam. It can also help them catch up after absences, transitions or changes in curriculum.

Confidence Builder

Struggling with math can make a child feel like they’re not smart enough, affecting their self-esteem. Once kids feel worried about it, learning becomes more challenging. Anxiety can impact processing speed, attention and memory. A personal tutor can provide the right approach to a complex concept, helping your child build their confidence.

The Limitations of Math Tutoring

This method is not without its challenges. Discover the potential disadvantages of signing up your child for a tutoring session.

Short-Term Focus

Tutoring is often reactive, addressing immediate gaps or preparing for upcoming tests. This method can lead to patchwork learning, where foundational concepts are missed or only superficially understood.

Lack of Curriculum Continuity

Tutors usually follow the school’s curriculum or focus on specific areas of improvement, which can result in inconsistent progression. Oftentimes, there’s no long-term plan for skill enrichment. Without specific, measurable goals, it can be challenging to track progress and identify where the student is struggling.

Limited Social and Collaborative Learning

Tutoring is usually one-on-one, which can feel isolating for a student who thrives in social settings. Meanwhile, in a group setting, the session must progress at the majority’s pace. This can leave slow learners struggling to keep up and faster ones unchallenged.

What Is an After-School Math Program?

An after-school program is a supervised session for students that occurs outside of regular school hours. It allows them to explore math deeper, promoting academic, social and personal enrichment. Unlike tutoring, it has a set of structured activities to turn free hours into meaningful learning time. Children can be exposed to enriching activities that help them understand concepts better and foster life skills.

Programs may focus on reinforcing concepts from the math class, introducing new topics or providing hands-on activities and real-world applications. Think of it as a specialized class that can help your child ease back into mathematical thinking and bridge learning gaps.

Benefits of After-School Programs for Math Enrichment

Aside from improved academic performance and self-confidence, a comprehensive program provides the following advantages.

Comprehensive and Structured Curriculum

Subject experts follow a thoughtfully designed, multi-year curriculum that builds skills sequentially. This ensures students don’t “patch” gaps, but instead develop a lasting understanding of concepts. A stronger foundation in math can help them succeed in current subjects and higher-level courses, such as physics, calculus and advanced statistics.

Long-Term Engagement

Regularly scheduled classes promote progress and reinforce learning over time. Students gain ongoing exposure to complex concepts, and over time, they become easier to master. This sustainable growth is quite challenging to achieve in the sporadic nature of tutoring sessions.

Expert Mentorship

After-school math program instructors are trained educators with deep subject knowledge and experience. They use proven teaching techniques and can adapt lessons to the needs of the students, ensuring every child is supported.

Holistic Development

Enrolling your child in an after-school math program like RSM exposes them to activities that improve critical thinking, real-world problem solving and creativity, promoting holistic development. They also acquire valuable life skills like resilience and perseverance that can benefit them today and in the future.

Challenges of an After-School Program

While after-school programs for math enrichment offer various benefits, parents must consider the following potential challenges and assess whether the structure is ideal for their children.

Cost and Accessibility

High-quality after-school programs can be costly, and not all families can afford them. Pricing depends on the type of program, the format, level of instruction and the provider. Some providers include progress assessments, which can add to the cost but also offer more detailed feedback.

Social Dynamics

Not every child enjoys a group learning setting. A shy student may have difficulty working with teams, while someone who prefers individualized support can feel distracted. Many after-school math programs provide activities that can address these potential issues.

Why RSM Is the Best Choice

RSM proactively addresses the typical challenges of tutoring and usual after-school math programs. Its curriculum is widely recognized and designed to build a deeper understanding, not just procedural skills. Here are reasons why you should enroll your child in RSM:

Structured Approach

RSM offers K-12 math classes that follow a Russian model of education. Professionals specializing in mathematics, child development and education to align with each stage of a child’s cognitive development, ensuring that sessions are developmentally appropriate. Younger children focus on abstract concepts, while older students debate problems with their peers to hone critical thinking skills, confidence and character.

Provides Flexibility

Classes comprise up to 12 students and an expert in an online or in-person class environment. Sessions occur from one and a half hours to four hours per week, depending on the grade level. The institution offers multiple levels in each grade, placing your child in an environment best suited for their learning style and pace. The three levels are:

• Accelerated: This curriculum is designed to meet students where they are, helping them regain confidence in math.
• Advanced: This level is for students who are doing well in math but want more challenging lessons to accelerate their learning.
• Honors: The honors level is for students who want to learn advanced mathematical concepts. Many children at this level participate in competitions.

Focused on Long-Term Growth

Rather than just short-term homework help, RSM emphasizes the importance of the following:

• Early abstract thinking: Introducing your child to abstract concepts early on can help them grasp algebraic foundations easily.
• Challenge: RSM guides students to grow outside their comfort zone, engaging them in unfamiliar problems where they are motivated to provide solutions.
• Mental flexibility: Students learn and collaborate, which opens their minds to the many possibilities of solving mathematical problems.
• Classroom environment: Teachers help students learn how to explain, verbalize and debate their thinking to their peers.

Group Learning Environment

According to RSM co-founder Irina Khavinson, the classroom setting allows students to share and compare their ideas, knowledge, solutions and skills, strengthening learning. It requires students to think quickly and build on others’ ideas, which hones critical thinking skills. When your child learns alongside peers, they benefit from a supportive environment where people help one another.

Proven Results and Parent Satisfaction

RSM’s students have soaring grades and confidence. Its team placed 6th out of 150 in the Harvard-MIT Math Tournament and 1st at YALE MMATHS 2024. The institution has given analytical foundation and mental endurance to be admitted to prestigious engineering programs at MIT, Harvard and Cornell University.

Help Your Child Enjoy Their RSM After-School Math Program

After-school programs for math enrichment are challenging, but the results are worth it. Here are some tips to help your child maximize their experience.

• Teach self-grace: RSM students must use various approaches to find the answers to the problems. However, new participants aren’t accustomed to this environment. Help your child recognize when they are being too hard on themselves. Encourage them to replace negative self-talk with positive and realistic thoughts.
• Communicate: Reach out to your child’s instructor before or after a session to discuss their strengths or weaknesses. RSM staff are more than happy to help your child achieve their best.
• Reinforce the idea that math is great: RSM actively challenges the idea that math isn’t “cool.” Encourage your child to see the subject as valuable and interesting.

Enroll Your Child in RSM

A tutor can provide valuable support for immediate needs, like preparing for an upcoming test. However, a dedicated after-school math program at RSM is ideal for supporting your child’s growth over time. It builds strong skills, confidence and a love for mathematics that lasts.

Engineering is a gateway to developing foundational life skills. Introducing children to engineering concepts early helps them build abilities that enhance their daily lives and future opportunities. Explore the key benefits of teaching children engineering and how it empowers them to grow intellectually and creatively.

Boosts Problem-Solving Skills

Engineering challenges young minds to approach problems in innovative ways. For example, children might be tasked with building a bridge using only limited materials, such as popsicle sticks and tape. These types of exercises teach kids to evaluate constraints, brainstorm solutions, and test their ideas.

One of the benefits of teaching children engineering at an early age is that it lays the foundation for them to approach challenges in their academic and personal lives more effectively. Activities such as coding or designing simple machines promote persistence and the outlook that solutions are possible with perseverance and ingenuity.

Encourages Creativity and Innovation

Engineering offers children the chance to design and create, fostering their natural curiosity. Activities such as building a model rocket or programming a robot ignite their imaginations and encourage them to think outside the box. Engineering teaches that mistakes are opportunities to improve and innovate.

Key Point

When a child’s design for a project doesn’t perform as expected, they learn to refine and adapt it. This kind of hands-on creativity leads to a lifetime of original thinking.

Develops Analytical Thinking Skills

Analytical thinking involves breaking a problem into smaller, more manageable parts and understanding how these parts fit together. Engineering tasks help children develop this skill. For example, when kids program a robot to complete a task, they learn to analyze the sequence of commands step-by-step to achieve the desired result.

Enhance Math and Science Knowledge

Engineering bridges the gap between theoretical concepts in math and science and their practical applications. When children use calculations to design a stable structure or determine the force needed to move an object, they see see the tangible results of theoretical concepts. STEM activities benefit kids by helping them understand complex concepts through hands-on learning. As analytical thinking becomes an instinctive habit, these subjects become easier in school and less intimidating at higher levels.

Prepares for Future Careers

Early exposure to engineering plays a pivotal role in preparing children for various STEM-related careers. As more technological innovations emerge, more opportunities are needed to ensure children have significant possibilities for the future.

For instance, understanding cable assembly and its importance in various computer applications is necessary for workers in numerous fields. Learning engineering concepts helps kids understand how real-world industries function, from technology to infrastructure. Whether they become civil engineers, software developers, or venture into careers outside STEM, they’ll have invaluable skills that can lead them to success.

Teaching children engineering creates opportunities for them to think independently, develop practical skills, and prepare for tomorrow’s challenges. Explore hands-on learning kits, events, or workshops near you to get started.

While healthcare offers promising and rewarding career opportunities, it also demands a high level of responsibility and academic preparation. The field of medicine imposes strict requirements on prospective students in terms of both knowledge and cognitive abilities.

These are typically assessed through a specialized exam, the Medical College Admission Test, or MCAT, taken after the completion of undergraduate studies. The MCAT is a mandatory requirement for admission to most medical schools in Canada and the United States, making preparation for the test a critical step on the path to becoming a medical professional.

How to prepare for the MCAT section by section

 To succeed, students must have a clear understanding of the test’s structure and develop effective study strategies in the months leading up to it. Even the most capable university students often find the MCAT to be a formidable challenge. They are encouraged to use all available resources, including online practice tests and mcat prep books. Many also choose private MCAT tutoring to help organize their studies more efficiently. Given the test’s importance, it’s wise to stack the odds in your favor.

One of the main challenges of the MCAT is its broad scope, covering a range of skills from natural sciences to critical reasoning. The exam is divided into four sections:

• Biological and biochemical foundations of living systems
• Chemical and physical foundations of biological systems
• Psychological
• Social
• Biological foundations of behavior
• Critical analysis and reasoning skills (CARS)

The first three assess theoretical knowledge of key scientific subjects, while the CARS section focuses on logic and analytical thinking.

Since it often includes unfamiliar task types, CARS is frequently considered the most difficult section, requiring targeted preparation. Students should begin their MCAT prep by familiarizing themselves with the question formats and identifying their personal strengths and weaknesses. This will help them allocate study time effectively across the different sections.

How long to study for the MCAT:

Prepare effectively with a private tutor

Depending on the extent of their knowledge gaps, some students may need only a few months to prepare, while others (particularly those whose undergraduate programs did not cover certain areas) may require up to a year. A clear understanding of individual needs is essential for effective revision.

Although comprehensive information about the MCAT is available online, fully grasping its structure and demands can be difficult for students. Because each section has its own question types and objectives, many candidates seek the help of an MCAT tutor to better organize their preparation. Unlike students, experienced tutors are well-versed in the test format and expectations. During an initial assessment, a tutor evaluates a student’s knowledge base and reasoning abilities, which helps pinpoint areas requiring special focus.

Based on this evaluation, tutors can recommend how long a student should study and suggest appropriate review strategies. They often create a step-by-step study plan with specific milestones to track progress. Depending on the time of year and the student’s starting level, tutors help determine how much study time is needed and what interim goals should be set. This is especially true for the CARS section, where expert guidance can be particularly reassuring. With a clear plan in place, students can begin their MCAT preparation with confidence.

Why a tutor can be a game-changer for your MCAT preparation

However, a tutor’s role goes far beyond planning. As students progress in their studies, they will likely encounter difficult science concepts and unfamiliar question types. Tutors provide clear explanations and targeted exercises to strengthen specific skills. They also monitor progress regularly and adjust study intensity based on how much time remains before the exam.

As test day approaches, tutors may administer a full-length practice test to simulate real exam conditions. Taking the test under timed conditions helps students become accustomed to the pressure and develop a strategic approach, and overall, this practice reduces anxiety and ensures that students are prepared for the exam format and pacing. The pressure to get into medical school can be overwhelming, as most students feel that their entire future depends on the outcome of one exam.

With so much at stake, it’s easy to become stressed or uncertain about how to organize study sessions, prioritize concepts and find a method that works. That’s why working with a tutor can be such a powerful advantage. Beyond just academic support, a tutor provides reassurance, structure, and a steady presence throughout the preparation process.

Graduation is exciting—until the bills show up. You’ve walked the stage, grabbed your diploma, and probably posted a proud photo or two. But now comes the part nobody clapped for: managing your money. Paying for your education was only the first challenge.

What comes next is figuring out how to stay afloat, pay off debt, and make smart financial moves. If that sounds like a lot, don’t worry—we’ve got you covered with simple steps to help you start your money journey off right.

Build a Budget That Works With Your Paycheck

A good budget doesn’t need to be complicated. Start with your monthly income, then subtract rent, groceries, bills, and any payments you owe. What’s left is what you can use for saving or spending. Even if your income isn’t huge right now, tracking your money helps you make better choices. Use free budgeting apps or even a notes app on your phone. It’s not about being perfect—it’s about knowing where your money’s going and making sure it lasts until your next paycheck.

Organize Your Debt Before It Organizes You

Not all your balances will be in one place, and that can get confusing fast. Start by writing down what you owe, who you owe it to, interest rates, and payment due dates. It might feel a little overwhelming at first, but having everything in one spot helps you stay in control. If juggling multiple payments is stressing you out, now’s the time to learn how to consolidate student loans. Consolidation can combine several federal loans into a single one with a new term and rate, making it easier to manage your debt.

Know the Difference Between Federal and Private Debt

Understanding what type of debt you have is important. Federal debt typically offers benefits such as income-driven repayment plans, deferment options, and forgiveness programs. Private debt, on the other hand, may have fewer options but could offer lower interest rates if your credit is good. Knowing which one you’re dealing with can help you decide how to pay it off and if you should explore other repayment strategies. It also helps you avoid surprises if you ever need to change your plan later.

Look Into Income-Driven Repayment Plans

If your starting salary isn’t quite cutting it, income-driven plans might be worth a look. These plans lower your monthly payments based on your income and household size. Some even reduce payments to zero if your income is low enough. While these plans usually extend the length of repayment, they offer more breathing room during tight months. You can apply through your loan servicer and get matched with a plan that fits your financial situation.

Don’t Skip the Emergency Fund

Even if you’re just starting out, try to save a little for the unexpected. A flat tire, medical bill, or surprise expense can hit hard if you’re not ready. You don’t need to stash thousands right away—just $10 or $20 a week adds up. Having even a small cushion can keep you from turning to credit cards or payday loans when something goes wrong. Think of it as your “peace of mind” fund. It’s boring, but it really does come in handy.

Keep an Eye on Your Credit Score

Your credit score might not seem urgent now, but it plays a big role in your financial future. It can impact your ability to rent an apartment, secure a car loan, or even secure certain jobs. Paying your bills on time is one of the easiest ways to maintain a good credit score. Avoid maxing out credit cards and make at least the minimum payments on any outstanding balances. Building credit takes time, but it starts with small, consistent steps.

Automate Payments to Avoid Missed Due Dates

Life gets busy fast, and it’s easy to forget a bill or two. Late payments can lead to fees, penalties, or even damage to your credit. Setting up automatic payments can help you stay on top of everything. Most lenders allow you to select a date each month, and some even offer a small interest rate discount for enrolling in autopay. Just make sure the account you link has enough in it—bounced payments won’t help your credit score either.

Understand Refinancing vs. Consolidation

These two terms often get mixed up, but they’re not the same. Consolidation combines multiple federal balances into one new loan, usually with a fixed interest rate based on your average. Refinancing, on the other hand, involves taking out a new private loan—often to lower your rate or shorten your term. It can save you money, but it may also result in the loss of federal benefits. Knowing the difference helps you choose the right move for your financial situation.

Keep Financial Goals in Sight

Setting goals can keep you motivated. They don’t have to be huge—start by aiming to save $500, pay off a credit card, or stick to your budget for one full month. Celebrate small wins and keep moving forward. Progress with money isn’t always fast, but it adds up over time. The important thing is having a reason to keep going, especially when unexpected expenses arise or motivation wanes.

Ask for Help—It’s Not a Sign of Failure

Managing money after graduation isn’t something most people are taught. If you’re stuck, confused, or overwhelmed, reach out. Your loan servicer, financial aid office, or a nonprofit credit counselor can help. There are also plenty of free online tools, guides, and communities where people share tips and experiences. You don’t have to figure it all out alone. Getting help early can save you from bigger problems later.

Earning your degree was a significant step, but maintaining financial stability afterward requires careful planning. From organizing what you owe to building habits that protect your credit, every move you make now helps build a better future. There’s no one-size-fits-all plan, but the tips above are a great place to start. Take it one step at a time, stay informed, and remember—you’ve already tackled the hard stuff. Now it’s just about moving forward with confidence.