Having a home full of children can be the most wonderful thing. It can also be stressful at times. Whether you’re a fresh parent or have been doing this for years, one particular challenge might be the same – saving for college.

If you’re wondering how can you save for a college fund and have time to be with your family, keep on reading. We’ve found some easy ways to help you earn extra money. Look through the list and pick out the best option for you and your family.

Go for a Walk with Sweatcoin

Sweatcoin pays you for your walks. If you like to spend time with your family hiking or going on nature walks, this app is for you. You can earn money while you make long-lasting memories with your kids. Sweatcoin pays you with a special currency you can spend in their marketplace.

You can get Amazon vouchers and PayPal gift cards, or you can donate your earnings to charity. Spend your Sweatcoin tokens on day-to-day things that your family uses and put some money aside for college funds.

Download the Honeygain Application

Honeygain is great for parents with busy schedules. This app pays you for your internet connection. Once you have the app, you can turn on your device and continue with your day. You can download it to your laptop or earn passive income on your phone.

Also, you can find a lot of great information on financial literacy on Honeygain’s social media channels. They often post tips and tricks for budgeting and investing. If you look through their posts, you’ll definitely find something that will help you save more money for college.

Try Out Survey Junkie

With this app, you get paid for completing different types of surveys. Many brands need information about their customers, and by completing surveys, you help them improve their products. You get points for every survey you answer, and you can cash out when you reach a $10 sum.

Survey Junkie will offer you surveys based on your profile details. It’s a great way to help your beloved brands make even better products. You can get paid for talking about your likes and dislikes and your personal experience.

Complete tasks with Swagbucks

There are a lot of different ways to earn money on Swagbucks. You can complete various tasks on the web, answer surveys, or try out different samples to earn special points. Once you have enough points, you can cash out on PayPal or redeem gift cards.

You can spend your Swagbucks points on your kid’s birthday gifts on Amazon or pay for shopping at Walmart. Complete easy tasks with Swagbucks in your free time to earn some extra money for your family’s needs.

Shop With Rakuten

You can make money by shopping through Rakuten’s app or their shop. They are an affiliate marketing company that earns money for every purchase through the links on their website. When you shop with them, you get a cut to yourself, and you can cash it out.

If you have a busy schedule and prefer to do your shopping online, try installing the Rakuten extension straight to your browser. You can get cash back for doing your usual shopping or exchange your points for a variety of gift cards.

Create a Profile on Upwork

Upwork is a platform created for freelancers. If you want to save time dealing with potential clients, sign up for Upwork. When you create a profile, this platform automatically matches you with potential employers. You can become a freelance writer, editor, tutor, or do anything else that you like.

You only need to create an account and add your portfolio to your profile. Upwork will take care of all the hard work for you. You’ll spend your time working on your projects, and Upwork will deal with all of the payments.

Sell Your Clothes on Poshmark

You can earn extra money online by selling your clothes on Poshmark. Look through your closet and choose the pieces that you no longer like to wear. You can also sell your kids’ items that they’ve grown out of. Style the clothes and take good-quality pictures.

You can create a profile and upload your images to the app. Write detailed descriptions of the items you’re selling. You’ll get a notification when someone bids on your clothes. You can accept or decline the request if you feel like the price should be different. Selling on Poshmark is a great way to clean out your closet and earn some extra money for a college fund.

Many Ways to Earn Extra for College Funds

There are many ways you can earn extra money for college funds. Try out Sweatcoin and Honeygain if you’re looking for easy passive income opportunities. You can also complete tasks on Swagbucks and get paid for your opinions on Survey Junkie.

To save money while shopping, download Rakuten to your device and try to find the best deal that will give you some cash back. Also, earn extra money by joining Upwork. It’s a great platform for freelancers, and it makes finding clients easier.

If you have time in your busy schedule, try cleaning out your closet. Look through your kids’ outgrown clothes and shoes. Set up a profile on Poshmark and earn money by selling the clothes that no longer serve you.

Parents:  Read about apps that teach kids financial skills.

Music has the incredible ability to captivate our hearts and minds, evoking emotions and creating lasting memories.  For children, learning to play an instrument not only has a profound impact on their development and their overall well-being, but the time also put in continues to “give back” many times over throughout the entire life of the individual.

In this blog post, we will explore the top reasons why getting kids to play an instrument is not only enjoyable but also beneficial for their cognitive, emotional, and social growth.

Cognitive Development

Cognitive development refers to the growth and enhancement of reasoning abilities such as memory, problem-solving, and critical thinking. The music lessons in Singapore at Musicion as well as other institutions can play a significant role in promoting cognitive development among children. Numerous studies have shown that learning to play an instrument can have a positive impact on academic performance.

Music education requires focus and attention to detail, which helps children develop their intellectual skills. By reading sheet music, understanding musical structures, and practicing complex techniques, children engage their brains in a way that enhances their overall cognitive abilities. Music lessons provide a structured and systematic approach to learning, allowing students to develop their cognitive skills in a supportive environment.

In addition to improving academic performance, music lessons also contribute to enhanced memory retention. Learning to play an instrument involves memorizing notes, chords, and melodies, which strengthens memory capacity. The repetitive nature of practicing and performing music helps reinforce neural connections in the brain, leading to improved long-term memory. Expert instructors guide students through various exercises and techniques that specifically target memory development. By engaging in regular music lessons, children in Singapore can experience the benefits of music education and enhance their overall cognitive abilities.

Emotional and Social Benefits

Music has the power to touch our innermost being and evoke emotions on every level. Learning to play an instrument can boost a child’s self-confidence by providing them with a sense of achievement. As they progress in their musical journey, mastering new songs and techniques, their self-esteem grows, and they start to believe in their abilities.

Moreover, playing an instrument offers opportunities for social interaction and collaboration. Joining bands, orchestras, or music groups allows children to connect with like-minded peers, fostering friendships and teamwork. These ensemble experiences teach valuable social skills such as active listening, compromise, and cooperation.

Discipline and Time Management

Learning to play an instrument requires discipline and commitment. Regular practice is essential for progress, and it teaches children the value of perseverance and hard work. By setting goals and putting in the necessary effort to achieve them, children develop the discipline that can benefit them in all areas of life.

Additionally, playing an instrument helps children develop crucial time management skills. Balancing schoolwork, extracurricular activities, and practice time teaches them how to prioritize tasks and manage their time effectively. They learn to allocate time for various commitments and develop a sense of responsibility.

Creative Expression

Music is a powerful form of creative expression, allowing children to explore their emotions and ideas. Learning to play an instrument nurtures creativity by providing a medium through which children can express themselves freely. They can experiment with different musical genres and styles, discovering their own unique artistic identity.

In addition to playing pre-existing music, children can also delve into composition and improvisation. These creative processes encourage them to think outside the box, fostering innovative thinking and problem-solving skills. Through music, children can develop a lifelong appreciation for the arts and cultivate their artistic potential.

Physical and Coordination Skills

Playing an instrument requires intricate hand-eye coordination. The precise finger movements needed to produce melodies and harmonies help improve fine motor skills. From plucking guitar strings to pressing piano keys, children develop dexterity and coordination that can carry over to other activities requiring similar motor skills.

Certain instruments, such as wind instruments, can have physical benefits as well. Playing these instruments increases lung capacity and strengthens respiratory muscles, improving overall breathing control. Additionally, maintaining proper posture while playing an instrument enhances muscle control and contributes to better overall physical health.

The benefits of getting kids to play an instrument reach far beyond musical proficiency. From improved academic skills and enhanced cognitive abilities to boosted self-confidence and refined social skills, music education has a transformative impact on a child’s development. By cultivating discipline, creativity, and coordination, playing an instrument equips children with valuable skills that extend beyond the world of music.

As parents, let us encourage and support our children in their musical endeavors. Whether they choose to play the piano, guitar, violin, or any other instrument, the journey of learning and self-expression through music will shape them into well-rounded individuals. Let us embrace the power of music and empower our children to unlock their full potential.

Among all the tips for helping kids stay safe online, many parents and educators often forget about the growing and complicated issue and threat of social engineering. On first impressions, social engineering doesn’t seem that harmful, but when you look at it more deeply, you can soon realize how devastating it can be.

Social engineering is – taking it at its very definition – a major security threat to individuals, businesses and institutions worldwide. It’s often grouped together with other frequent and pervasive types of cybercrime like phishing, given how social engineering tactics inherently prey on human emotions and responses. When you scratch beneath the surface, social engineering attacks are arguably more calculated and dangerous than viruses and malware.

While kids everywhere are rightfully taught about the dangers of misinformation, practicing online safety, and preventing cyberbullying, social engineering is one area that’s rarely explored in as much detail. With cybercrime growing rifer and more frequent with each passing day, it’s crucial that kids and teenagers understand the common manipulation tactics that criminals or fraudsters could use to attempt to trick them. Seemingly harmless and simple requests to hand over information, perform actions or send responses over the Internet can lead to a myriad of consequences.

When it comes to understanding and preventing social engineering, knowledge is power. Teaching children to identify and recognize what these types of attack methods look like will help them – and others – win the battle against online crime. By bolstering our defenses and awareness even a little bit, we can encourage more kids to stay safe online and prevent data, information or funds from falling into the hands of malicious actors.

Follow the guidance below to teach your children about some of the most common social engineering techniques, real-world examples, and practical advice you can give them to increase their awareness.

What is Social Engineering?

Social engineering relies on natural human tendencies in interactions and communication. In a typical example, a perpetrator would knowingly exploit a victim by earning their trust and creating the impression that the former is ‘safe’. At this point, the victim’s guard is marginally lowered to the point where systems, logins, devices, data or information could be passed over to the perpetrator without question.

As opposed to bad actors using code or algorithms to execute sophisticated hacks on systems and networks, they use psychological tactics to manipulate users, adjusting attacks based on responses and emotions. Enterprise-grade defence solutions use sophisticated technology to catch hackers accessing networks and systems in the act, however, detecting an individual executing a calculated attack in person is more difficult. It can be argued that no technology is intuitive enough to detect a person’s true intentions, particularly if operating outside the digital space, which is why awareness is absolutely vital.

Social engineering tactics could see people impersonating trusted individuals from reputable companies like your bank or your school’s IT helpdesk. Sometimes perpetrators could knowingly leave infected devices like USB drives for easy access to lure unsuspecting victims to use‌ them, leading to malware being uploaded on devices, as an example.

Commonly, however, social engineering involves digital communication methods like email, with fraudsters invariably making up scenarios and posing as trusted people to obtain information. Most dialogue will be written with a sense of urgency or fear to get the victim to reveal information more quickly, click a malicious link or download a dangerous file.

Given that these techniques take advantage of people’s inclinations to trust others, and that they involve an element of human interaction, preventing these attacks can be challenging. Skilled social engineering experts can convince even technically savvy people to hand over sensitive data with ease.

Social Engineering Attack Examples

Understanding what a social engineering attack may look like in real life can help children identify warning signs early, and report activities to the relevant authorities.

Some examples of social engineering include:

• Fake support calls – Someone phones claiming to be a tech support engineer for Microsoft or Apple and states that viruses have been detected on your device. They convey that you urgently need to download software on your device, which ultimately ends up being malware.

• Fraudulent notifications – Emails that appear to be from banks or other trustworthy online services urging you to verify account information due to suspicious activity. The links go to fake websites or landing pages that look convincing, but due to the perceived urgency, the user doesn’t take time to validate the page, thus entering credentials which end up compromised.

• Social media scams – Posts on Facebook, Instagram or TikTok offering free giveaways, gift cards, or charity donations may often request an exchange for personal details like your address. These end up being used for identity theft with no rewards or products sent to you in the end.

These examples illustrate how social engineering focuses on exploiting human nature and intuition. Even if children are well-informed about cybercrime in theory, skilled manipulators can still bypass those initial barriers of uncertainty. Given how children and teenagers may not be as familiar with interacting with adults on their own, it’s crucial that parents and teachers educate them on some baseline security steps.

Why Children are Vulnerable to Social Engineering

Kids and teenagers are prime targets for social engineering attacks because most are inclined to believe others by default, making it easier for fraudsters to manipulate them. In 2022 alone, there was a 20% increase in child cybercrime, which averages about seven children per day facing online exploitation.

They don’t have the life experience or frameworks built into their subconscious minds to recognize shady behavior and younger kids in particular struggle to think about the long-term consequences of their actions. This makes risky decisions seem harmless and odd behaviors easy to overlook, particularly if perpetrators use psychological manipulation and claim to be their ‘friends’ and promise rewards of social acceptance.

What’s more, kids don’t realize how much value their personal data has and don’t always recognize the impacts of sharing it with anybody they meet, even if they appear friendly.

Tips for Effective Discussions with Kids

Having regular, open discussions with children is the most effective way to raise awareness of social engineering and prevent it from happening in the future. Teachers can engage kids with interactive training and videos to reinforce the importance of online safety, emphasizing the motivations of social engineers and how they may have hidden agendas.

On a deeper level, parents can emphasize how scams can tap into natural emotions like excitement or fear. The key is to convey the important facts but not to the point where children are frightened and upset. Younger kids have shorter attention spans, naturally, so communicating the important tips quickly and succinctly is key.

Most importantly, kids should be encouraged to ask questions openly without judgment to foster engagement and interest, as they will likely listen to active responses. Ultimately, with age-appropriate conversations happening early enough and continuing as they grow older, they’ll recognize the importance of turning to trusted adults for help or guidance.

Tips for Overcoming Attacks and Improving Security in the Future

If your child encounters a potential social engineering scam online or face to face, first calmly talk through what happened without blame. Overreacting can discourage them from confiding in you moving forward when they need help again.

Take pragmatic steps like changing compromised passwords, contacting affected account providers (e.g. banks), reporting the incident, and bolstering security with TFA (two-factor authentication) if not already enabled. Notify any websites or apps that were used fraudulently, divulging details of the attacker if known. Most importantly, turn the experience into an impactful lesson by reviewing how to spot and respond to similar manipulation tactics in the future.

Ongoing education is vital to help kids stay safe from evolving social engineering threats. Set a strong example online and advise kids to verify unusual requests and be wary of suspicious activity.

Encourage kids to use stronger privacy settings on apps and install reputable antivirus and malware software on devices, routinely scanning and patching as needed. Monitor their activities online appropriately as they mature, emphasizing how it’s okay for them to say no, stop engaging with people, and seek help from trusted adults.

It’s no secret that social engineering presents numerous complex challenges for kids growing up in an increasingly connected and digital world. However, by taking the time to have thoughtful, blame-free conversations about the issue, and understanding their concerns and behaviors, we can all help foster greater preparedness. Even understanding how social engineering works can encourage more kids to question requests before handing information over willingly. With empathy and consistency, kids can feel empowered to protect themselves and others.

Road trips with the family can be incredibly rewarding, offering a chance to explore new places and create lasting memories. However, traveling with kids in the car also comes with unique challenges and responsibilities, especially when it comes to safety.

In this article, we’ll explore essential safety measures and technology hacks to ensure a smooth and secure road trip adventure with your children.

Safety Measures for Family Road Trips

Child Car Seat Safety: Before hitting the road, ensure that your child’s car seat is installed correctly and that it’s the right size for their age and weight. Verify that it’s secured tightly to prevent movement in case of sudden stops or accidents. Different states have different seatbelt laws, so it’s important to keep up to date with various locations when traveling.

Buckle Up: Emphasize the importance of seatbelts to all passengers, both kids and adults. Set a good example by always wearing your seatbelt when driving.

First Aid Kit: Keep a well-stocked first aid kit in the car, including essentials like adhesive bandages, antiseptic wipes, pain relievers, and any necessary prescription medications.

Emergency Supplies: In addition to the first aid kit, carry essential emergency supplies such as a flashlight, blankets, non-perishable snacks, water, and a multipurpose tool in case of unexpected situations.

Know the Route: Familiarize yourself with the planned route and have a backup navigation plan in case of detours or road closures. GPS navigation apps can be highly useful for this purpose.

Regular Breaks: Schedule regular breaks during the trip to stretch your legs, hydrate, and use the restroom. Long hours in the car can be uncomfortable for children, so breaks are essential.

Technology Hacks for Stress-Free Travel

Navigation Apps: Take advantage of navigation apps like Google Maps, Waze, or Apple Maps for real-time traffic updates, turn-by-turn directions, and estimated time of arrival. These apps help you avoid traffic jams and choose the fastest route.

Entertainment for Kids: Keep children entertained with a variety of technology options. Load tablets with their favorite movies, TV shows, and interactive games. Consider kid-friendly headphones to avoid disturbances for the driver.

Audiobooks and Podcasts: Audiobooks and podcasts are excellent alternatives to screen time. Choose educational or entertaining content that can engage children and adults alike.

Vehicle Monitoring Apps: Some apps allow you to monitor your vehicle’s health and location. This can provide peace of mind, knowing your vehicle is in good condition and you can track it in case of emergencies.

Travel Planner Apps: Apps like Roadtrippers help plan your journey by finding interesting attractions, scenic routes, and accommodation options along your route.

In-Car Wi-Fi: If your vehicle has in-car Wi-Fi, make use of it to keep everyone connected and entertained during the trip. You can also use mobile hotspots to create Wi-Fi networks for your devices.

Traveling Apps for Parents: Apps like Cozi Family Organizer can help keep parents organized by managing schedules, shopping lists, and meal planning on the go.

Tips for Preparing for a Vacation with Kids

Ensure The Necessities:  Traveling with children requires careful planning and preparation to ensure a stress-free and enjoyable vacation. To start, create a comprehensive packing checklist that includes essentials like clothing, toiletries, medications, and any comfort items your children may need. It’s a good idea to pack extra clothing and essentials in case of spills or accidents.

Don’t Forget Important Documents:  Ensure you have all necessary travel documents, such as passports, identification, and any required visas for your destination. Make copies of these documents and store them separately in case of loss or theft. Check if your destination requires specific vaccinations or health precautions and consult with your pediatrician before the trip. Bring along any necessary medications or first-aid supplies.

Plan for Fun: For entertainment during the journey, prepare a travel entertainment kit for your kids, including their favorite books, games, toys, or coloring books to keep them occupied. Additionally, pack a variety of snacks and drinks to keep your children energized and hydrated during the trip.

Health and Safety:  Familiar and healthy snacks can be especially helpful in the case of picky eaters. Depending on your mode of travel, ensure that you have appropriate car seats, booster seats, or travel restraints for your children, which are essential for both safety and comfort.

Preparedness: Create an emergency contact list with important numbers, such as local medical facilities, your country’s embassy or consulate, and contact information for friends or family who are not on the trip. With these tips in mind, you can ensure that your vacation with kids is not only safe but also enjoyable and memorable for the entire family. Planning and preparation can go a long way in ensuring that your family’s travel adventure is as stress-free as possible.  Lastly, don’t forget about securing your home properly anytime you head out on vacation.

Accommodations: In terms of accommodation, if you’re staying in hotels or vacation rentals, request child-friendly amenities such as cribs or extra bedding and consider the proximity of accommodation to kid-friendly activities. Once you arrive, be sure to childproof your accommodations by checking for potential hazards, such as sharp corners or accessible chemicals, and taking necessary precautions. While planning your itinerary, allow for flexibility to accommodate the needs and preferences of your children. Younger kids may need breaks, naps, or shorter excursions.

Education: Plan activities that are not only fun but also a way to enrich your child’s learning.  Many destinations offer interactive museums, nature reserves, or cultural experiences that can enrich your child’s knowledge. Safety discussions are essential, too; have age-appropriate talks with your children about staying together in crowded areas, the importance of not talking to strangers, and how to contact you in case they get lost. While technology can be a great travel companion, set limits on screen time and encourage your children to engage with the destination’s culture and activities.

Safety First, Adventure Second

Family road trips can be a delightful adventure, but safety should always come first. With the right safety measures in place and the use of technology to enhance your journey, you can create lasting memories and explore the world with peace of mind. So, load up the car, hit the road, and embark on an exciting adventure with your loved ones while ensuring their safety every step of the way.