Teaching Kids About Money: Why Is It Important?

A girl puts coins into a piggy bank will a boy puts cash into a jar. Both dreaming of what they will buy.

Young people in the United Kingdom suffer from an extensive financial literacy gap, underlining the importance of ensuring that children learn about money from an early age.

According to findings from Pay.uk, as many as three-quarters of adults in the UK believe that they are financially literate, but 29% don’t know how a savings account works.

The findings also show that among respondents who claim to be financially literate, 19% run out of money every month, and 27% find themselves running out of money every two months.

One area where most adults in the UK agree is that personal finance should be on the national curriculum, with 86% believing that financial skills should be taught in schools.

Another survey found that 56% of young adults don’t understand how ISAs work, while just 9% of 18 to 24-year-olds were able to pass money literacy tests.

These findings suggest that it can significantly benefit young people to learn about money from an early age. Although the majority agree that financial literacy should be on the national curriculum, it can certainly benefit children to learn key skills for handling money and saving from their parents or guardians.

The Importance of Financial Literacy

Especially at a time when the cost of living is continuing to gather pace, empowering your child with the knowledge they need to use financial products and services effectively can have a significant impact on their future.

According to the OECD/INFE’s international study of financial literacy, those who possess a greater level of financial literacy are associated with more financial well-being on an individual level, particularly when it comes to handling financial shocks.

For parents, providing your child with the financial education they need can work wonders in building their confidence when entering adult life, and handling the economic pressures that come from taking on bills or student debt as they get older.

Early learning can also help children to avoid debt traps later in life by understanding the risks of high-interest loans and credit cards instead of taking them out without a full picture of their long-term impact.

Building Good Habits

Another reason why it’s important for children to learn about money early on is that it can foster positive financial habits and attitudes that they can carry with them through life.

Teaching healthy behaviours like saving before they begin earning money means that it’s more likely to be a natural reflex once they enter the workplace.

This approach can also foster higher levels of responsibility, allowing kids to better understand how to live within their means and the true value of money to shape their decisions.

Having a better grasp on the value of money means that kids can learn the difference between their wants and needs, encouraging more discipline when it comes to spending money and preventing overspending each month on discretionary purchases.

Improving Financial Literacy

Children are highly receptive to practical learning experiences, and one of the best ways to help them to learn about financial literacy is to teach them how to save their pocket money.

Pocket money is a great introduction to the world of work because it teaches kids that they can apply themselves to grow their wealth, helping them to understand the value of money better.

By opening a Junior ISA or gifting them a piggy bank, you can teach them concepts about saving their cash for a one-off purchase or even making investments in stocks and shares.

Junior ISAs are an excellent product for children to build their financial literacy because their accounts will instantly become adult ISAs when they turn 18, and they will be capable of seeing how investments can grow in a way that will directly benefit them.

However, Junior ISAs can’t be accessed until the child turns 18, so it’s important to avoid locking money away over the long-term if it might cause more financial stress in the short-term.

You can also encourage your children to set saving goals by getting them to save for the toys that they want. This introduces an element of delayed gratification to help them to avoid the temptation of taking out credit later in life.

Giving your kids the power to manage their own small budgets through pocket money and payments for chores around the house, they can learn to manage their money more effectively and improve their decision-making long before they’re having to manage monthly salaries.

Preparing for Adulthood

Yes, personal finance should be introduced to the national curriculum because it can teach practical saving habits to children that can benefit them later in life. But taking measures yourself to teach financial literacy to your kids can be highly rewarding for supporting them as they approach adulthood.

By working on concepts surrounding saving and investing into their pocket money, you can help to prepare them to enter the workforce and to navigate the confusing world of financial services with more confidence.

Whether you open a Junior ISA for hands-on investment experience or simply buy them a piggy bank, teaching your kids about saving now can make a world of difference for their understanding of finances in the future.

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5 Best MDM Solutions for Schools: A Parent and Educator’s Guide to Safer Classrooms

The block letters of the words MOBILE DEVICE MANAGEMENT over top of hands typing on a laptop.

Walk into almost any modern classroom and you’ll see something that didn’t exist a generation ago: a tablet, Chromebook, or laptop on nearly every desk. Schools have embraced digital learning in a big way, and for good reason. Devices open doors to interactive lessons, instant research, and tools that meet kids where they learn best.

But every device a school hands a student is also a doorway to the wider internet. Without the right safeguards, that doorway can swing open to distractions, inappropriate content, security risks, and apps no parent or teacher signed off on. This is exactly the gap that Mobile Device Management (MDM) software is designed to close.

For families wondering what their school is doing behind the scenes to keep devices safe, or for IT teams researching the best fit for their district, here is an objective look at five of the leading MDM platforms used in education today, with notes on what each one does well and where it has limits.

What Is MDM for Schools, in Plain English?

Before we get into the list, here’s the quick version. MDM software lets a school’s IT team enroll, configure, secure, and monitor every device used by students and staff from a single dashboard. That includes laptops, tablets, phones, and shared devices in computer labs.

A good MDM platform for schools typically does several things at once:

  • Sets up new devices automatically, so a student gets the right apps and settings the moment they sign in
  • Filters out harmful or inappropriate websites and content (an important piece of CIPA compliance)
  • Locks devices into “kiosk mode” during exams or specific lessons so students stay focused
  • Pushes approved educational apps and updates without IT having to physically touch each device
  • Lets IT remotely lock or wipe a device if it’s lost or stolen, protecting student data
  • Helps the school stay compliant with privacy laws like FERPA

For more on classroom safety basics, see our guide on Safe Internet for Schools.

With that foundation in place, here are five of the most talked-about MDM solutions for education in 2026.

1. Swif MDM for Schools: Modern Unified Platform Built for Mixed-Device Schools

Best for: K-12 districts and universities that run a mix of operating systems and want one platform instead of five.

Swif.ai is a newer entrant in the education MDM space, but it has quickly stood out by doing something most legacy platforms still struggle with. It manages macOS, iOS/iPadOS, Windows, Linux, and Android devices from one unified console. For a typical school district, where you might find iPads in elementary classrooms, MacBooks in the art department, Windows desktops in the lab, Linux machines in computer science, and Android tablets for fieldwork, this is a meaningful difference.

What Swif.ai Does Particularly Well

A truly unified dashboard. Most schools end up running two or three different MDM tools because no single vendor covers every operating system well. Swif.ai is built from the ground up to handle all of them with consistent policies, which simplifies life for stretched IT teams.

An approved App Store for the institution. Swif.ai’s Self-Service Software Portal works like a curated app store. IT admins decide which educational apps, e-textbooks, and learning tools are available, and teachers and students can install them on demand without filing a help-desk ticket. This cuts ticket volume and keeps unapproved software off school devices.

Shadow IT monitoring. This is one of the platform’s most distinctive features. Students and staff routinely use unauthorized apps, AI tools (ChatGPT, Copilot, Gemini), and browser extensions that can quietly put student data at risk or help them cheat on homework. Swif detects these unsanctioned tools across devices and browsers, lets IT block what shouldn’t be there, and guides users toward approved alternatives. Few competitors offer this level of visibility, and for schools worried about student data privacy in the modern classroom, it’s a real benefit.

Built-in compliance automation. Swif.ai maps device security controls to FERPA, CIPA, SOC 2, ISO 27001, NIST, and HIPAA frameworks, with real-time dashboards and one-click audit-ready evidence exports for compliance providers. For schools that have historically tracked compliance in spreadsheets, this is a noticeable upgrade.

Granular Smart Groups. Different students need different rules. Swif.ai lets administrators create groups by grade, department, campus, or role, so elementary students can get strict content filtering while high schoolers and faculty operate under more flexible policies, all from the same console.

Remote support without extra tools. A built-in remote desktop, live terminal, and remote lock/wipe features mean IT teams don’t need to bolt on a third-party support tool. There’s also an organization-wide kill switch to disable remote terminal access when student privacy is the priority.

Where Swif.ai Has Limits

As a newer platform, Swif.ai doesn’t yet have the decades-long brand recognition some legacy vendors enjoy, and it’s not built specifically around Apple Classroom the way some Apple-only MDMs are. Pricing is custom for education, so institutions need to request a quote rather than seeing it on a public page.

The Bottom Line

For a school or district that runs more than one operating system and wants compliance, Shadow IT detection, an approved App Store, and remote support all in one platform without paying for separate vendors, Swif.ai is one of the most complete options on the market today. They offer a 14-day free trial with no credit card required, which makes it easy to evaluate.

Pricing
Swif has by far the lowest pricing out of all MDM’s for schools, at $5 per user per year. With options for any OS, this is by far the best available right now.

2. IBM MaaS360: Enterprise-Grade Power with AI-Driven Insights

Best for: Larger universities, district central offices, and institutions that already trust IBM for other infrastructure.

IBM MaaS360 is one of the most established names in mobile device management, and it brings the kind of enterprise polish you’d expect from Big Blue. It supports iOS, iPadOS, Android, Windows (including Windows 10 Education and Enterprise editions), Chrome OS, IoT, and rugged devices from a single console.

What IBM MaaS360 Does Well

Watson AI integration. MaaS360 stands out by layering IBM’s Watson AI on top of standard device management, generating real-time security alerts, risk insights, and recommendations. For a large university IT team monitoring thousands of endpoints, that kind of intelligent triage can save serious time.

Strong containerization for BYOD. MaaS360 has long offered some of the most refined “secure container” technology in the industry, which keeps school-managed apps and data cleanly separated from a student’s or staff member’s personal content on bring-your-own devices.

Mature security ecosystem. Native malware detection, mobile threat defense, and integration with IBM’s broader security portfolio make MaaS360 a comfortable fit for institutions that already have IBM in their stack, particularly research universities with sensitive data.

Support for Windows 10 Education enrollment. MaaS360 has well-documented enrollment paths specifically for Windows 10 Education, Enterprise, and Pro editions.

Where IBM MaaS360 Has Limits

MaaS360 was built for large enterprises first and education second, and it shows. The interface and configuration can feel heavy for a small school district or a K-8 with one IT person. There is no purpose-built Self-Service App Store specifically for schools, and Shadow IT monitoring isn’t its primary focus the way it is for some newer platforms. Pricing tends to land on the higher end of the market, and many schools find they need consulting hours to deploy MaaS360 at full capability.

The Bottom Line

If your institution is large, security-conscious, and already invested in the IBM ecosystem, MaaS360 is a robust choice. Smaller schools may find it more powerful than they need.

3. SureMDM by 42Gears: Strong Classroom and Kiosk Controls

Best for: Schools that lean heavily on shared tablets, interactive flat-panel displays, and classroom-focused controls.

SureMDM has built a strong reputation among schools that need granular, hands-on control of student devices in the classroom. It supports Android, iOS, iPadOS, Windows, Linux, macOS, ChromeOS, Wear OS, VR, and IoT (a notably wide range), and includes some education-specific tools that teachers genuinely appreciate.

What SureMDM Does Well

App Kiosk Mode and SureLock. SureMDM’s bundled SureLock tool is one of the strongest kiosk modes in the industry. Teachers can lock student tablets to a single approved app, such as a math program, a digital textbook, or an exam, and trust that students can’t wander off into games or social media during the lesson.

SureFox secure browser. This adds another layer for safer browsing, letting administrators allowlist approved websites, blocklist distractions, and even block sites by keyword. For schools concerned about students drifting toward inappropriate content, it’s a useful classroom-level safeguard.

Apple Classroom and Apple School Manager integration. SureMDM works smoothly with Apple’s classroom-focused tools, supporting zero-touch iPad enrollment and giving teachers per-class iPad monitoring through the Apple Classroom app.

Interactive Flat Panel Display (IFPD) management. SureMDM is one of the few platforms that handles IFPDs (like ViewSonic ViewBoard displays) well, with features like remote alerts, group configuration, and time-fenced power schedules across an entire campus.

Geofencing and Mobile Threat Defense. If a managed device leaves a designated zone, SureMDM can trigger automatic compliance actions like locking the device, restricting access, or performing a selective wipe.

Where SureMDM Has Limits

SureMDM’s interface, while powerful, is often described in user reviews as having a steeper learning curve than competitors. Profile and policy management can require duplication when small changes are needed. There is no native “approved App Store” for institutions in the same way newer platforms offer, and Shadow IT detection is more limited than some specialty tools. Some advanced features require purchasing add-ons (SureLock, SureFox, SureAccess) rather than coming bundled.

The Bottom Line

For schools that prioritize tightly controlled classroom devices, kiosk locking, and interactive panel management, SureMDM is a strong, mature choice with deep education roots.

4. Miradore (LogMeIn / GoTo): A Budget Option with Big Trade-Offs

Best for: Very small schools that need a free starting point and not much else.

Now part of the GoTo (LogMeIn) family, Miradore is best known for one thing: a free tier. Beyond that, it’s a fairly basic platform that supports Android, iOS, iPadOS, macOS, and Windows.

Where Miradore Falls Short

Miradore skips Linux entirely, which immediately disqualifies it for any school with a computer science lab or STEM program. Compliance automation is minimal, so FERPA and CIPA tracking still falls back on manual work. There’s no Shadow IT monitoring and no approved App Store, leaving schools blind to unauthorized apps and AI tools that students install. Reviewers consistently complain that even basic restrictions require building multiple separate profiles, which gets messy fast as a school grows. Free-tier features are thin enough that most schools end up paying to access anything genuinely useful.

The Bottom Line

Miradore works for a single small campus running a handful of iPads. For anything larger, schools quickly hit walls and end up shopping for a replacement.

5. Scalefusion: Broad Coverage, Shallow Depth

Best for: Schools that want a generalist tool and don’t need serious compliance or security features.

Scalefusion (made by ProMobi Technologies) covers a wide range of operating systems, including Android, iOS, iPadOS, macOS, Windows, ChromeOS, and Linux. The platform is positioned as an all-rounder, but in practice it spreads itself thin across too many use cases.

Where Scalefusion Falls Short

Scalefusion’s compliance automation is noticeably weaker than purpose-built platforms, leaving schools to handle FERPA, CIPA, and HIPAA evidence largely on their own. There’s no native Self-Service App Store, and Shadow IT detection is essentially absent, meaning unauthorized AI tools and risky browser extensions can slip past unnoticed. The interface tries to do everything and ends up feeling cluttered, with newer features like its OneIdP identity layer still rough around the edges. Schools have also reported inconsistent performance between Android and iOS management depending on which features they need.

The Bottom Line

Scalefusion works as a general-purpose MDM if expectations are modest. Schools that take security, compliance, or student data privacy seriously will find it lacking compared to the platforms higher on this list.

How to Choose the Right MDM for Your School

There’s no single “best” MDM for every school. The right choice depends on a handful of practical questions:

  1. What devices do you actually have? A school running only iPads has very different needs from a district with a mix of Macs, PCs, and Chromebooks. Match the platform to your fleet, and to what you might add in the next three years.
  1. How important is compliance? If you’re under FERPA, CIPA, and possibly HIPAA scrutiny, look for platforms with built-in compliance dashboards and automated evidence generation rather than ones where compliance is a manual exercise.
  1. Do you worry about Shadow IT and unauthorized AI tools? This is a fast-rising concern. Students using ChatGPT, unauthorized cloud storage, or sketchy browser extensions can quietly create privacy and academic-integrity problems. Not every MDM addresses this directly.
  1. How big is your IT team? A district with two IT staff has different needs from a university with a dedicated security team. Lean teams benefit most from platforms with strong automation, self-service portals, and intuitive dashboards.
  1. What’s your budget? A free tier (like Miradore’s) can get a tiny school started, but expect to outgrow it quickly. Most schools eventually need paid features. Compare what’s included in the base price versus what costs extra. This is often where the real cost difference shows up.

A Final Word for Parents and Educators

Behind every MDM platform on this list is the same goal: helping schools deliver the benefits of digital learning while protecting students from the parts of the internet that aren’t built with kids in mind. As parents, knowing that your child’s school has a thoughtful device management strategy is one of those quiet reassurances that makes modern classrooms feel a little safer.

If you’re a parent curious about what your school is doing for digital safety, ask. Most school IT teams are happy to walk through their content filtering, device security, and acceptable-use policies. And whether you’re at home or in the classroom, layering multiple safeguards like parental controls, safe search filtering, and good device management is always going to do more than relying on any one tool alone.

Technology in education is here to stay. The schools that make it work best are the ones that pair great devices with great management behind the scenes.

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Budget-Friendly Ways to Refresh Your Living Space

A young family in a bright living room: a man and woman look at a laptop while two young girls draw on a rug.

Refreshing your living space doesn’t have to mean a complete overhaul or a big financial investment. In fact, some of the most impactful changes come from small, thoughtful updates that improve both the look and feel of your home.

With a bit of creativity and intention, you can transform your space into something that feels new, comfortable, and inspiring – all without breaking your budget.

The key is to focus on simple upgrades that deliver noticeable results.

Start With a Fresh Perspective

Before buying anything new, take a step back and look at your space with fresh eyes. Rearranging furniture, decluttering, or simply changing the layout can instantly create a different atmosphere.

When you start thinking through ideas the way you might when browsing blog home ideas thehometrotters, it becomes easier to see how small shifts in arrangement and styling can make a space feel completely renewed without requiring major purchases.

Sometimes, the best changes come from using what you already have in a more intentional way.

Refresh With Paint or Color Accents

One of the easiest and most affordable ways to update a room is with color. A fresh coat of paint can completely change the mood of a space, whether you choose something bold or keep it neutral and calming.

If repainting an entire room isn’t practical, consider smaller updates like accent walls, painted furniture, or new textiles such as cushions and curtains. Even subtle color changes can make a noticeable difference.

Color has the power to reset a space quickly and effectively.

Update Soft Furnishings

Swapping out soft furnishings is a simple way to give your home a seasonal or stylistic refresh. New throw pillows, blankets, rugs, or curtains can instantly change the look of a room.

Layering textures, such as combining soft fabrics with natural materials, adds depth and warmth without requiring expensive pieces.

These small updates are easy to switch out over time, making them a flexible and budget-friendly option.

Declutter and Simplify

Clutter can make even the most well-designed space feel overwhelming. Taking time to declutter and organize can have a dramatic impact on how your home feels.

Remove items that no longer serve a purpose and focus on keeping only what adds value to your space. This creates a cleaner, more open welcoming environment that feels both functional and visually appealing.

Sometimes, refreshing your space is less about adding and more about subtracting.

Incorporate Lighting Changes

Lighting plays a major role in the overall atmosphere of a room. Updating light fixtures or adding additional lighting sources can make your space feel more inviting.

Table lamps, floor lamps, or even string lights can create a softer, layered lighting effect. If possible, maximize natural light by adjusting curtains or repositioning furniture.

A well-lit space feels more open, comfortable, and refreshed.

Add Greenery and Natural Elements

Plants are one of the most effective ways to breathe new life into a room. They add color, texture, and a sense of calm, all while improving the overall aesthetic.

If maintaining live plants isn’t practical, high-quality artificial options can still provide a similar visual effect.

Incorporating natural elements like wood, stone, or woven materials can further enhance the space without requiring a large investment.

Repurpose and Upcycle

Instead of buying new items, consider how existing pieces can be repurposed. A small table might become a bedside stand, or an unused chair could be refreshed with new fabric.

DIY projects like painting furniture or changing hardware can give old items a completely new look.

This approach not only saves money but also adds a personal and unique touch to your home.

Focus on a Single Focal Point

Creating a focal point can make a room feel more intentional and put together. This could be a piece of artwork, a statement mirror, or a feature wall.

By drawing attention to one area, you can elevate the entire space without needing to redesign everything else.

A strong focal point adds structure and visual interest.

Keep It Balanced and Cohesive

When making updates, it’s important to maintain a sense of balance. Stick to a consistent color palette and avoid mixing too many styles at once.

A cohesive look makes your space feel more polished, even if the individual elements are simple or budget-friendly.

Consistency helps tie everything together.

Refreshing your living space doesn’t require a large budget. It just takes a thoughtful approach and a willingness to get creative. By focusing on small, impactful changes, you can transform your home into a place that feels both stylish and functional.

Sometimes, the simplest updates are the ones that make the biggest difference.

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Tech-Savvy Kids: How to Set Healthy Boundaries Without Power Struggles

We see the corner of a young girl's face and a close of her right hand on a mouse while she types with her left hand.

Raising children in a digital world comes with a unique set of challenges. Today’s kids are growing up surrounded by smartphones, tablets, gaming platforms, and constant connectivity. While technology offers valuable opportunities for learning and creativity, it can also lead to overuse, distraction, and tension within families.

For many parents, the goal isn’t to eliminate screen time, it’s to manage it in a way that feels balanced, realistic, and sustainable. The key lies in setting healthy boundaries without turning every interaction into a power struggle.

Shift From Control to Collaboration

One of the most common pitfalls is approaching technology rules as strict commands. While this may work temporarily, it often leads to resistance, negotiation, or frustration.

A more effective approach is collaboration. Talk to your children about how they use their devices, what they enjoy, and what they think is fair. When kids feel included in the process, they are more likely to respect the outcome.

This doesn’t mean giving up authority, it means guiding decisions in a way that builds trust rather than conflict.

Set Clear, Consistent Expectations

Children thrive on consistency. Instead of adjusting rules depending on the situation, establish clear and predictable guidelines around screen use.

This might include no devices during meals, limited use before bedtime, or structured time for gaming and entertainment. The exact rules will vary from family to family, but what matters most is that they are applied consistently.

When expectations are clear, children are less likely to test boundaries, and many parents find it helpful to draw inspiration from relatable, real-life experiences shared on platforms like look what mom found, where everyday parenting strategies, including managing screen time, are discussed in a practical and approachable way.

Focus on Balance, Not Restriction

Framing boundaries as strict limitations can create resistance. Instead, emphasize balance. Technology should be one part of a well-rounded routine that includes physical activity, creative play, social interaction, and rest.

Encourage kids to explore different activities so screens don’t become their primary source of entertainment. When children feel they have options, they’re less likely to fixate on what they can’t do.

This mindset shift turns rules into lifestyle habits rather than restrictions.

Model Healthy Tech Habits

Children learn by observing. If they see adults constantly checking phones or prioritizing screens over conversations, they will naturally follow that example.

Setting boundaries for kids starts with setting them for yourself. Be present during family time, limit unnecessary screen use, and demonstrate what healthy tech habits look like.

When expectations are shared, they feel more fair and easier to follow.

Create Device-Free Zones

Sometimes the simplest solutions are the most effective. Designating certain areas of the home as screen-free can reduce conflict without constant reminders.

Common device-free zones include the dining table, bedrooms at night, or shared family spaces. These boundaries encourage connection and help create a natural separation between online and offline time.

Over time, these habits become routine rather than rules that need enforcement.

Avoid Using Screens as Leverage

It can be tempting to use screen time as a reward or punishment, but this often increases its perceived importance. When technology becomes a bargaining tool, it can create stronger emotional reactions around access.

Instead, treat screen time as a normal part of daily life with clear limits. This approach reduces tension and helps children develop a healthier relationship with technology.

Keep Communication Open

As children grow, their digital world expands. Social media, messaging, and online communities introduce new dynamics that require guidance rather than control.

Regularly check in with your child about what they’re doing online. Ask questions, show interest, and keep the tone supportive rather than interrogative.

When children feel safe sharing, they are more likely to come to you with questions or concerns.

Be Flexible as They Grow

What works for a younger child won’t necessarily work for a teenager. As kids mature and demonstrate responsibility, boundaries should evolve.

Gradually allowing more independence helps build trust while still maintaining structure. Flexibility shows that rules are based on growth, not control.

Setting healthy boundaries around technology doesn’t have to lead to constant conflict. With a focus on collaboration, consistency, and balance, parents can guide their children toward responsible digital habits without unnecessary tension.

In a world where screens are everywhere, the goal isn’t to fight technology,  it’s to teach kids how to use it wisely. When boundaries are clear and communication stays open, families can navigate the digital landscape together with more ease and understanding.

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